Direct access to SEBI-registered portfolio management — without the bank markup.
Estate360 connects founders, promoters and senior professionals with Saurav Bura Gohain — an independent, SEBI-registered PMS distributor — for access to Portfolio Management Services, and with RBI-regulated lenders for business credit. Transparent, disclosed fees and a single point of contact.
PMS distribution is carried out by Saurav in his independent SEBI-registered capacity; Estate360 is the technology and sourcing layer, not an investment adviser. Investments are subject to market risks.
Regulatory identity
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Independent SEBI-registered PMS distributor: Saurav Pran Bura Gohain · NISM-201700003069 · APMI APRN08511 · EUIN E16827
Two services,
one straightforward relationship.
Portfolio Management Services
Through Saurav — an independent, SEBI-registered distributor — you can compare and access PMS strategies from multiple registered portfolio managers, matched to your stated goals and risk profile, not to any commission target.
- ◆Open architecture across multiple registered managers
- ◆Guided KYC and onboarding with one point of contact
- ◆No upfront placement fee; commissions disclosed
- ◆Subject to suitability and SEBI eligibility criteria
Business Credit, Introduced
For growing businesses, we help structure and present your requirement to RBI-regulated lenders — working capital, expansion lines, and balance-sheet financing. We introduce; we do not lend.
- ◆Introductions to RBI-regulated lenders
- ◆Help preparing and presenting your requirement
- ◆A single coordinated point of contact
- ◆Approval, terms and timelines set by the lender
Estate360 does not lend from its own balance sheet. All credit approvals, terms and timelines are determined solely by the lender and are subject to their eligibility criteria and due diligence.
The person behind your relationship.
Saurav Pran Bura Gohain
Independent, SEBI-registered PMS Distributor (NISM XXI-A · APMI)
Saurav works with founders, promoters and senior professionals who want institutional-quality access to portfolio management without the conflicts and markups of traditional bank channels. His focus is straightforward: clear suitability conversations, transparent fees, and a single point of contact. PMS mandates are distributed by Saurav in his own independent, SEBI-registered capacity (NISM/APMI); Estate360 is the technology and client-sourcing platform that connects you with him.
A different relationship
than your bank or RM.
Here's how we differ from a typical bank or relationship-manager channel — explained, not just asserted.
Comparisons describe general industry practices and our own service model; individual providers vary. Nothing here is a guarantee of outcomes.
From first conversation to onboarding.
You reach out
Tell us your goal — investing through PMS or arranging business credit. No obligation.
Suitability call
A short conversation about your objectives, horizon and risk profile, and the relevant options.
Options & disclosure
We share suitable strategies or lenders, with fees and commissions disclosed up front.
Onboarding
If you decide to proceed, we guide KYC and onboarding with the registered provider.
Technology that supports the work — not a promise of returns.
Estate360.ai is built on KyrosAura Corp's AI infrastructure. We use it to support discovery, comparison and onboarding — organising information so conversations are faster and clearer. The AI helps with process and analysis; investment decisions and outcomes always depend on the markets and on suitable, registered strategies.
An AI company building intelligent tools for businesses. Estate360.ai applies that capability to private wealth and capital — combining technology with the regulatory expertise of a SEBI-registered PMS distributor.
AI tools assist with information and process only. They do not provide investment advice and do not guarantee any result.
Credibility you can verify.
Registered & certified
NISM Series XXI-A certification and APMI registration — numbers shown above and independently verifiable.
Transparent by default
Fees and commissions are disclosed before you decide. No upfront placement charges to you.
Who we work with
Founders, promoters and senior professionals across manufacturing, technology, and professional services in Delhi NCR and Mumbai.
Frequently asked questions
You pay no upfront placement or sourcing fee. PMS distribution commissions are paid by the portfolio manager or AMC to the registered distributor (Saurav) and are disclosed to you; they do not change based on how your portfolio performs. Estate360's own commercial arrangement with the distributor is separate and can be disclosed on request.
SEBI's Portfolio Management Services regulations set a minimum of ₹50 lakh. PMS investments are subject to market risks, and suitability depends on your objectives, horizon and risk profile.
We'll reach out to arrange a short, no-obligation suitability conversation. From there, we share relevant options with fees disclosed. You're under no obligation to proceed, and we only contact you through the channels you consent to.
We collect only what we need to respond to your enquiry and service your request, we use it solely for that purpose, and we do not sell it or share it with retail brokers or unrelated third parties. See our Privacy Policy for details, including how to request deletion.
No. Estate360 is a technology and client-sourcing platform; PMS distribution is carried out by Saurav, an independent SEBI-registered (NISM/APMI) distributor we connect you with. Neither Estate360 nor that distribution service is investment advice, and neither party is a SEBI-registered investment adviser. Nothing on this site should be read as personalised investment advice.
We help eligible businesses prepare and present their financing requirement to RBI-regulated lenders. Estate360 does not lend from its own balance sheet. Whether credit is approved, and on what terms and timeline, is decided solely by the lender, subject to their eligibility criteria and due diligence.
Book a consultation.
A short, no-obligation conversation about your goals and the relevant options.
Thank you — we've received your request.
We'll be in touch shortly to arrange a short, no-obligation conversation. If you'd like to reach us sooner, call the principal desk directly.
Call the principal desk →Investments in securities markets are subject to market risks. Read all related documents carefully before investing. Past performance is not indicative of future returns. Estate360 is a technology and client-sourcing platform; PMS distribution is carried out by Saurav Bura Gohain, an independent SEBI-registered (NISM/APMI) distributor. Neither is a SEBI-registered investment adviser, and nothing on this site constitutes investment advice.